January 22, 2015 by texasbbacareerservices
I graduated from the University of Texas in May 2014 with a Bachelor’s degree in Finance. As a graduating senior, commercial banking caught my interest when I realized that it would give me exposure to a large variety of industries and provide an opportunity to develop both my analytical abilities and relationship-building skills. I was initially drawn to Amegy Bank because of the Officer Development Program. The rotational training program offers credit analysts the opportunity to experience up to seven 3-month rotations within different lending areas of the bank, such as Commercial, Energy, Private Banking, Corporate, and Real Estate, before permanently placing with the group that fits best. I am currently on my second rotation, and I have already gotten more out of the training program than I ever expected.
Over the four months of the initial training phase, we were given instruction on how to underwrite Credit Packages to help determine whether or not the bank should lend to a particular client. Since no company or credit package is ever the same, the ideal candidate for the Officer Development Program is someone willing to take advantage of every opportunity, be open-minded, and learn from experience. Five weeks of the initial training phase take place in Salt Lake City, Utah, the location of our parent company, Zions Bancorporation. While there, we received additional credit training with credit analysts from other affiliate banks within the Bancorp.
In addition to credit training, key decision makers of the bank presented Executive Overviews to share career development advice with those of us in the Officer Development Program. We were also given Lending Group Overviews, where we learned about the lending groups that formulate the income-generating side of the bank. These lending groups are also the groups we rotate in and eventually join as our careers progress at Amegy. We are encouraged to meet with as many lenders as possible during our time in the Officer Development Program to learn more about the groups, career development, and banking in general. From early career bankers to executives, everyone at Amegy has been accessible and willing to meet with us.
Once rotations begin, we get face-to-face time with every member of the group we are currently rotating through. We work closely with the group’s manager and lenders to write Credit Packages. The primary objective of credit analysts in the Officer Development Program is to learn. Since many of the managers and lenders went through the program themselves, they are happy to take the time to help us learn through constructive feedback, client calls, and general advice. The culture at Amegy is unique because the level of access and inclusion that members of the organization provide each other is incomparable from the very first day. Regardless of how far along you are in your career, everyone has an open-door policy and is willing to make time for you.
The information provided is presented for general informational purposes only and does not constitute tax, legal or business advice. Any views expressed in this article may not necessarily be those of Amegy Bank or its affiliates.
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Amegy Bank N.A. Member FDIC